Plans for Individuals
  • Mediclaim 2012 - Individual ( Old)
    •
  • Janata Mediclaim
    •
  • Mediclaim 2007
    •
  • Senior Citizen Mediclaim Policy
    •
  • Mediclaim Policy 2017 - Individual
    •
  • Mediclaim
    •
  • Top Up Mediclaim Individual
    •
    Plans for Families
  • Floater Mediclaim (old)
    •
  • Asha Kiran
    •
  • Top Up Mediclaim
    •
  • Premier Mediclaim Policy Floater
    •
  • Good Health
    •
  • Floater Mediclaim Policy
    •
    Useful Information

    New India

    TPA Information

    Top Up Mediclaim

    Synopsis:

    New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.

    Highlight:

    • No Pre–acceptance Health Check–up for persons above 50 years of age.
    • Pre existing Diseases covered after 48 months of continous coverage.
    • Expenses covered for Ayush Treatment.
    • Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
    • Tax rebate, as per provision of Income Tax rules, under Section 80-D.
    • Organ donor expenses are covered.

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1% of sum insured
    ICU Daily Rent Limit
    Up to 2% of sum insured
    Pre-Hospitalization Expenses
    30 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Yes
    Additional Cover for Critical Illness
    Optional, for age below 65
    Pre-Existing Disease / Illness coverage
    After48 months
    Waiting Period for New Policy
    30 days
    Ambulance Expenses
    Up to 1 % of sum insured
    Non-Allopathic Treatments
    Covered
    Daily Hospitalization Allowance
    Up to 0.1 % of sum insured, Max 10 days
    Donor Expenses
    Covered
    Nursing Allowance
    Covered